What are the damages that I am entitled to recover? Paid by insurance?

As a general rule, you are entitled to recover for your medical expenses, even if they have been covered by insurance; any future medical bills that you may reasonably incur in the future (e.g. surgery that you may require); lost wages; wages and income that you can show that you are likely to suffer in the future, including any reduction in your capacity to earn income; scarring; disfigurement; disability and impairment; emotional injuries; and pain and suffering to date as well as reasonably likely to continue into the future.